Homeowners have become s more and more creative with saving their homes. Angela Logan of Teaneck, New Jersey started selling her apple cakes which she now calls mortgage apple cakes in an attempt to save her home. Angela has now sold enough cakes to make her mortgage and business is taking off; she has orders all over the country and even from soldiers in Iraq.

Recently USA Today reported that foreclosures have gone through the roof. Obama’s $75 billion plan to reduce foreclosures was introduced several months ago, and since then has led to offers of more than 190,000 loan modifications. Many homeowners have complained that they have not received return phone calls and the information that has been given was inaccurate.

An economist Joe Nardoff said, “Some lenders may not be turning (homeowners) down right away because it might be politically easier to push them off or delay.”

The demand for assistance is bound to grow as people continue to lose jobs. Lenders say they are doing their best, it is clear that there is a lot more work to be done.