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Colorado Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	91 Days
Sale Publication	14 Days
Redemption Period	75 Days
Sale / NTS	Trustee

Judicial Foreclosures: In Colorado in-court foreclosures are not common.

Non-Judicial Foreclosure: To begin an out-of-court foreclosure the lender must file the appropriate documents with the public trustee to request the sale of property. The sale can be scheduled once the trustee has filed the records. After the sale has been scheduled the lender needs to acquire a separate court order to allow the sale. If the borrower decides to stop the foreclosure they have to submit papers to the public trustee of their intentions, and this needs to be completed 15 days before the sale.

Sale: A sale can be scheduled 45-60 days following the original foreclosure actions. The sale notice needs to be published in a local newspaper for five weeks. During this time a copy of the notice must also be sent to the borrower. Following the sale, the borrower typically has up to 75 days to redeem the property by paying the total amount of sale as well as interest and other costs.

Additional Information on Colorado Foreclosure

HUD resources for Colorado residents

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.