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Idaho Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	150 Days
Sale Publication	45 Days
Redemption Period	365 Days
Sale / NTS	Trustee

Judicial Foreclosures and Non-Judicial Foreclosures: This process begins when the lender sends a notice of default to the borrower. The borrower has 115 days to pay back the full amount due and stop the foreclosure process. In some cases the lender may allow the borrower to stop the foreclosure up to the date of the sale. The notice of default must also be sent to the county recorder; after it is recoded the lender can schedule the foreclosure sale.

Sale: No less then 120 days before the sale date a notice of the sale must be mailed to the borrower. This should include the borrowers name, description of the property, the default information the amount owed, and the sale date, time, and location. The lender must also publish the notice in the local newspaper once a week for four weeks, with the final publication to be at least 30 days before the sale date.

The attorney of the trustee will conduct the sale. The winning bidder is entitled to the property 10 days following the sale.

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.