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Maryland Foreclosure Laws

Judicial	Yes
Non-Judicial	No
Process Period	46 Days
Sale Publication	30 Days
Redemption Period	Court Decides
Sale / NTS	Court

Judicial Foreclosure: To begin this process the lender must file a complaint against the borrower, and obtain a decree of sale. The court will rule whether the default has occurred, if the court finds a default they will decide on the amount of debt, and other cost, which are due, and set a reasonable date for this money to be paid. The court may decide that if the debt is not paid in time that the property will be sold to settle the debt. Before the sale takes place the lender does not have to send word to the borrower.

Non-Judicial Foreclosure: In the state of Maryland out of court foreclosure procedures are not used.

Sale: To begin the foreclosure sale process a notice of sale must be published in the local newspaper for three weeks in a row. The trustee will also send a notice of sale to the borrower at least 10 days before the date of sale. The sale takes place at the court house, after the winning bidder has been recognized, a notice that the sale has occurred is published in the newspaper. The owner has 30 days to make an objection, if there is no objection the sale will be confirmed, and the ownership is transferred to the bidder.

Additional Information on Maryland Foreclosure

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.