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Mississippi Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	90 Days
Sale Publication	30 Days
Redemption Period	None
Sale / NTS	Trustee

Judicial Foreclosures: In court foreclosure proceedings are sometimes used, but an out of court procedure is more common.

Non-Judicial Foreclosures: In Mississippi an out of court proceeding is the most common. This is often the case because a deed of trust usually has a clause allowing the lender to sell the property of the borrower defaults. A borrower will typically receive a notice of default 30 days before the foreclosure sale. The borrower has the opportunity to stop the foreclosure process by paying off the default amount along with any other foreclosure expenses.

Sale: The lender must post the notice of sale at the courthouse as well as publish the notice in the local newspaper for three consecutive weeks. The notice should include the description of property, deed of trust information, and the time place and terms of sale. The winning bidder if someone other then the lender must pay the sale amount is cash. Following the payment the sale is official and the ownership is given to the winning bidder.

Additional Information on Mississippi Foreclosure

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.