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Tennessee Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	40-45 Days
Sale Publication	20-25 Days
Redemption Period	730 Days
Sale / NTS	Trustee

Judicial Foreclosures: In the state of Tennessee in-court foreclosures are rarely used because most mortgages include a power-of -sale clause, which allows the lender to sell the property if the borrower has defaulted.

Non-Judicial Foreclosures: This process begins once a borrower had defaulted. The lender will advertise and publish a notice of sale. The borrower can stop the foreclosure anytime prior to the sale by paying the full amount owed. The typical foreclosure takes about two months.

Sale: A notice of sale should be published in the local newspaper at least three times before the sale date. The notice should include the name of all affect parties, a description of the property, as well as the date, time and location of the sale. A trustee conducts the sale and the ownership is transferred to the highest bidder.

Additional Information on Tennessee Foreclosure

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.