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Utah Foreclosure Laws

Judicial	No
Non-Judicial	Yes
Process Period	142 Days
Sale Publication	NA
Redemption Period	Court Decides
Sale / NTS	Trustee

Judicial Foreclosure: To begin this process the lender will file suit against the borrower for the amount owed. If the court finds the borrower in default the court will settle on an appropriate amount and will give the borrower a sufficient amount of time to pay back the debt. If the borrower is unable to pay the allotted amount, a sale date is scheduled.

Non-Judicial Foreclosure: In the state of Utah out-of-court proceedings are not used.

Sale: A notice of sale is published three months following the notice of default being recorded. The notice should be published in a local newspaper once a week for three weeks. The final publication must be between 10-30 days prior to the sale. The sale is conducted through a public auction, and the property is awarded to the highest bidder. There is usually no redemption period following the sale in an out-of-court proceeding.

Additional Information on Utah Foreclosure

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.