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West Virginia Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	135 Days
Sale Publication	90 Days
Redemption Period	None
Sale / NTS	Trustee

Judicial Foreclosures: In the state of West Virginia in-court foreclosures are used but are not common.

Non-Judicial Foreclosures: To begin this process the lender must first notify the borrower of default, and impending foreclosure. It will also inform the borrower of the option to pay off the default amount and stop the foreclosure. According to state law the lender is not able to make the full loan amount due immediately, but once the borrower has been notified the lender can accelerate the loan.

Sale: A notice of sale should be published in the local paper once a week for two to four weeks. A copy of the notice should also be mailed to the borrower. The sale is conducted through a public auction, and the property is sold to the highest bidder. The deed will be transferred to the purchaser with in 30 days. There is no redemption period for the borrower.

Additional Information on West Virginia Foreclosure

HUD resources for West Virginia residents

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.