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Wisconsin Foreclosure Laws

Judicial	Yes
Non-Judicial	Yes
Process Period	290 Days
Sale Publication	NA
Redemption Period	365 Days
Sale / NTS	Sheriff

Judicial Foreclosure and Non-Judicial Foreclosure:: The lender begins the foreclosure process by filing the appropriate documents with the court. The lender must also notify the borrower of their actions. Once the court has made their decision on the foreclosure the borrower has anywhere from 6-12 months to pay off the amount owed and stop the foreclosure.

Sale: After the borrowers redemption period has ended the sheriff gives notice of the time and place of the sale. A notice of sale should be published in the local newspaper within the 12-month redemption period, but the first publication has to be 10 months after the courts ruling. The sheriff conducts the sale; any party with 10 percent of their maximum bid at the sale may bid. The winning bidder will receive ownership of the property once the court confirms the sale. The property cannot be confirmed if it has sold for less the amount owed.

Additional Information on Wisconsin Foreclosure

HUD resources for Wisconsin residents

The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure consultants by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that Wisdom may receive compensation from the foreclosure consultants for that introduction.