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Wyoming Foreclosure Laws

Judicial Yes
Non-Judicial Yes
Process Period 90 Days
Sale Publication 25 Days
Redemption Period 90-365 Days
Sale / NTS Sheriff

Judicial Foreclosure: In the state of Wyoming in-court proceedings occur less often because most mortgages included a power-of-sale- clause.

Non-Judicial Foreclosure: When there is a power-of-sale clause in the mortgage the lender has the right to sell the property once the borrower has defaulted. A notice must be sent to the borrower at least 10 prior to the publication of the notice of sale.

Sale: A notice of sale should be published in the local newspaper once a week for four weeks in a row. The sale is conducted through a public auction with the property being awarded to the highest bidder. The highest bidder will receive a certificate of purchase. The borrower has three months after the sale to redeem the property; they must pay the amount of the purchase price at the auction. If the borrower does not fulfill this request, the property is handed over to the winning bidder.

Additional Information on Wyoming Foreclosure